Nanonets Agent:Cash Application
Capture. Match.
Code. Post.
Reads remittance advice from email, EDI, and payment portals, matches every payment to open invoices, codes deductions, and posts cash receipts directly to your AR. No manual keying. No aging delays.
Build your agent
2026 Gartner & Everest Leader · #1 IDP Leaderboard · SOC 2 Type II
rate, no human touch
days sales outstanding
GPT-5, Gemini, Claude
How it works
From remittance advice to posted cash receipt, hands-free.
Capabilities
Handles all the remittance formats your customers send, and the exceptions they don't warn you about.
Reads remittance advice from email bodies, EDI 820 files, payment portal exports, and scanned PDFs. No template setup per customer or payment format.
Matches payments when invoice numbers are missing, truncated, or formatted differently. Combines exact logic with AI for the cases rules can't catch.
Identifies short pays before posting and codes each deduction by type (pricing dispute, freight allowance, damaged goods, early payment discount). Learns from your coding history.
Flags overpayments and applies them as credits or routes for refund per your policy. Never posts an open balance without a resolution path.
Deductions and disputes route to the right owner in Slack or Teams with the payment detail, the matched invoice, and the deduction code. The agent learns from every resolution.
Posts cash receipts to SAP, NetSuite, Oracle, QuickBooks, and Dynamics 365 via native API. Closes matched invoices, updates aging, and sends remittance confirmations to customers.
Reads remittance advice from email bodies, EDI 820 files, payment portal exports, and scanned PDFs. No template setup per customer or payment format.
Matches payments when invoice numbers are missing, truncated, or formatted differently. Combines exact logic with AI for the cases rules can't catch.
Identifies short pays before posting and codes each deduction by type (pricing dispute, freight allowance, damaged goods, early payment discount). Learns from your coding history.
Flags overpayments and applies them as credits or routes for refund per your policy. Never posts an open balance without a resolution path.
Deductions and disputes route to the right owner in Slack or Teams with the payment detail, the matched invoice, and the deduction code. The agent learns from every resolution.
Posts cash receipts to SAP, NetSuite, Oracle, QuickBooks, and Dynamics 365 via native API. Closes matched invoices, updates aging, and sends remittance confirmations to customers.
“We cut our cash application backlog from five days to same-day. The agent handles everything our team used to do manually.”
AR Manager, Nanonets customer
Manual cash application vs. Nanonets Cash Application Agent
| ✕Manual cash application | ✓Nanonets Cash Application Agent | |
|---|---|---|
| Remittance capture | ✕Download remittance files manually from portals and email | ✓Automatic ingestion from email, EDI 820, portals, and PDFs |
| Invoice matching | ✕Match payments to invoices by hand in spreadsheets | ✓AI matches 1-to-1, 1-to-many, and partial payments automatically |
| Short pays | ✕Catch short pays after posting, chase down the difference | ✓Flagged before posting with deduction type coded and owner notified |
| Deduction coding | ✕Look up deduction reason codes manually per customer | ✓Auto-coded from your history and rules, learned from every correction |
| ERP posting | ✕Manual cash receipt entry in SAP, NetSuite, etc. | ✓Direct API post that closes invoices, updates aging, no re-keying |
| Customer comms | ✕Draft and send remittance confirmations manually | ✓Auto-sent once cash is applied, with all invoice references included |
| Processing time | ✕3–7 days average | ✓Same day for straight-through payments |
See It Run on Your Data
Send us a sample remittance, and we'll show you the agent applying it live.
Integrations
Posts directly to your AR system.
Pre-built connectors for major ERPs and accounting systems. Webhooks and REST for anything else. See all integrations →
More agents
The rest of your AP stack, automated.
Ingest, match, code, and post every invoice, straight through to your ERP.
Match transactions across bank feeds, processors, and your ERP, audit-ready.
Reconcile accounts, draft accruals, and run flux analysis to close in days.
Collect, verify, screen, and activate new vendors in your ERP automatically.
FAQ
Frequently asked questions
Email bodies, EDI 820 files, payment portal exports (CSV, Excel, PDF), scanned remittance slips, and ACH addenda records. No template setup per customer or format. Handles multi-invoice remittances and consolidated statements automatically.
See it run on your remittances, with your open invoices.
Talk to us about building a cash application agent. Or start free. No credit card.